:root{--navy:#0a2540;--navy-2:#123a5c;--gold:#f5b301;--gold-ink:#7a5500;--gold-soft:#fff6dd;--cream:#f6f8fa;--paper:#fff;--ink:#0a2540;--muted:#5b6b7c;--line:#e6e9ee;--line-strong:#d5dbe3;--green:#0b7a5c;--green-soft:#f1f8f5;--red:#b23b3b;--radius:10px;--radius-sm:6px;--shadow:0 1px 2px #0a25400d;--shadow-lg:0 4px 12px #0a25400f, 0 24px 48px #0a254014}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased;font-variant-numeric:tabular-nums;margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,system-ui,Roboto,Arial,sans-serif;line-height:1.6}a{color:var(--navy-2)}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:2px solid var(--gold);outline-offset:2px}.container{width:min(1120px,92vw);margin:0 auto}.site-header{z-index:50;border-bottom:1px solid var(--line);-webkit-backdrop-filter:saturate(180%)blur(12px);background:#ffffffeb;position:sticky;top:0}.site-header .bar{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;padding:12px 0;display:flex}.brand{color:var(--navy);letter-spacing:-.02em;align-items:center;gap:10px;font-size:1.08rem;font-weight:800;text-decoration:none;display:flex}.brand .mark{background:var(--gold);width:34px;height:34px;color:var(--navy);border-radius:8px;place-items:center;font-size:.9rem;font-weight:900;display:grid}.nav{flex-wrap:wrap;align-items:center;gap:2px;display:flex}.nav a{color:#42546a;border-radius:var(--radius-sm);padding:6px 9px;font-size:.865rem;font-weight:600;text-decoration:none;transition:color .15s,background .15s}.nav a:hover{color:var(--navy);background:var(--cream)}.hero{background:var(--paper);border-bottom:1px solid var(--line);padding:72px 0 52px}.hero-grid{grid-template-columns:minmax(0,1.06fr) minmax(0,.94fr);align-items:start;gap:56px;display:grid}.hero-copy{padding-top:8px}.hero h1{color:var(--navy);letter-spacing:-.035em;margin:0 0 18px;font-size:clamp(2.15rem,4.1vw,3rem);font-weight:800;line-height:1.07}.hero p{color:var(--muted);max-width:540px;margin:0;font-size:1.075rem}.badge{background:var(--gold-soft);color:var(--gold-ink);letter-spacing:.4px;text-transform:uppercase;border:1px solid #f0dfa8;border-radius:999px;align-items:center;gap:7px;margin-bottom:18px;padding:4px 10px;font-size:.74rem;font-weight:800;display:inline-flex}.badge:before{content:"";background:var(--gold);border-radius:999px;width:6px;height:6px}.hero-actions{flex-wrap:wrap;align-items:center;gap:16px;margin-top:26px;display:flex}.hero-note{color:var(--muted);font-size:.84rem;font-weight:500}#calculadoras{scroll-margin-top:90px}.hero-copy{max-width:620px}.hero-trust{flex-wrap:wrap;gap:20px;margin:28px 0 0;padding:0;list-style:none;display:flex}.hero-trust li{color:var(--muted);align-items:center;gap:7px;font-size:.82rem;font-weight:600;display:flex}.hero-trust li:before{content:"";background:var(--gold);border-radius:999px;width:5px;height:5px}.quick-calc{background:var(--paper);border:1px solid var(--line);box-shadow:var(--shadow-lg);border-radius:14px;padding:22px}.quick-head{justify-content:space-between;align-items:center;gap:10px;margin-bottom:14px;display:flex}.quick-head strong{color:var(--navy);font-size:.95rem}.quick-live{color:var(--green);background:var(--green-soft);border-radius:999px;align-items:center;gap:5px;padding:3px 9px;font-size:.7rem;font-weight:700;display:inline-flex}.quick-live:before{content:"";background:var(--green);border-radius:999px;width:6px;height:6px}.quick-input{align-items:center;display:flex;position:relative}.quick-input span{color:var(--muted);pointer-events:none;font-weight:700;position:absolute;left:14px}.quick-input input{letter-spacing:-.02em;height:56px;padding-left:38px;font-size:1.35rem;font-weight:800}.quick-result{background:var(--green-soft);border:1px solid #d6e9e0;border-radius:10px;margin-top:16px;padding:14px 16px}.quick-result span{color:var(--muted);font-size:.78rem;display:block}.quick-result strong{letter-spacing:-.04em;color:var(--green);font-variant-numeric:tabular-nums;font-size:2rem;font-weight:800;line-height:1.1;display:block}.quick-result small{color:var(--muted);font-size:.78rem}.quick-btn{width:100%;margin-top:14px}.chips{flex-wrap:wrap;gap:7px;margin:24px 0 0;display:flex}.chips a{background:var(--paper);border:1px solid var(--line-strong);color:#42546a;border-radius:999px;padding:5px 11px;font-size:.82rem;font-weight:600;text-decoration:none;transition:border-color .15s,color .15s}.chips a:hover{border-color:var(--navy);color:var(--navy)}.search-section{padding:36px 0 6px}.search-box{align-items:center;display:flex;position:relative}.search-box svg{width:20px;height:20px;color:var(--muted);pointer-events:none;position:absolute;left:16px}.search-box input{background:var(--paper);height:54px;box-shadow:var(--shadow);border-radius:12px;padding-left:46px;font-size:1.02rem}.filters{flex-wrap:wrap;gap:8px;margin:14px 0 0;display:flex}.filter{font:inherit;color:#42546a;background:var(--paper);border:1px solid var(--line-strong);cursor:pointer;touch-action:manipulation;border-radius:999px;align-items:center;gap:6px;padding:7px 13px;font-size:.84rem;font-weight:650;transition:background .15s,color .15s,border-color .15s;display:inline-flex}.filter span{color:var(--muted);background:var(--cream);border-radius:999px;padding:1px 6px;font-size:.72rem}.filter:hover{border-color:var(--navy);color:var(--navy)}.filter.is-active{background:var(--navy);border-color:var(--navy);color:#fff}.filter.is-active span{color:#fff;background:#ffffff2e}.search-count{color:var(--muted);font-variant-numeric:tabular-nums;margin:10px 0 0;font-size:.8rem}.empty{color:var(--muted);padding:28px 0 44px;font-size:.95rem}.trust{background:var(--line);border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin:0 0 44px;display:grid;overflow:hidden}.trust-item{background:var(--paper);padding:18px 22px}.trust-item strong{color:var(--navy);font-size:.95rem;font-weight:750;display:block}.trust-item span{color:var(--muted);font-size:.8rem}.ad-slot{margin:8px 0 36px}.ad-slot-demo{border:1px dashed var(--line-strong);border-radius:var(--radius);background:#ffffff8c;flex-direction:column;justify-content:center;align-items:center;gap:6px;min-height:100px;padding:18px;display:flex}.ad-label{letter-spacing:.14em;text-transform:uppercase;color:#9aa7b5;font-size:.6rem;font-weight:700;display:block}.ad-demo-text{color:#9aa7b5;font-size:.8rem}.consent{z-index:90;background:var(--navy);color:#e3ebf3;border-radius:var(--radius);box-shadow:var(--shadow-lg);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;padding:14px 18px;font-size:.86rem;display:flex;position:fixed;bottom:16px;left:16px;right:16px}.consent[hidden]{display:none}.consent p{max-width:720px;margin:0}.consent a{color:var(--gold)}.consent-actions{flex-wrap:wrap;gap:8px;display:flex}.consent-btn{font:inherit;color:#fff;cursor:pointer;touch-action:manipulation;background:0 0;border:1px solid #ffffff40;border-radius:999px;padding:8px 14px;font-size:.82rem;font-weight:650}.consent-btn:hover{background:#ffffff1a}.consent-btn.is-primary{background:var(--gold);border-color:var(--gold);color:var(--navy)}.consent-btn.is-primary:hover{background:#e2a400}.skip-link{z-index:100;background:var(--navy);color:#fff;border-radius:0 0 8px;padding:10px 16px;font-weight:650;text-decoration:none;position:absolute;top:0;left:-9999px}.skip-link:focus{left:0}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.section-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:16px;margin:0 0 18px;display:flex}.section-head h2{color:var(--navy);letter-spacing:-.025em;margin:0;font-size:1.5rem;font-weight:750}.section-head p{color:var(--muted);margin:4px 0 0;font-size:.94rem}.grid{grid-template-columns:repeat(auto-fit,minmax(258px,1fr));gap:14px;padding:4px 0 48px;display:grid}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);color:inherit;flex-direction:column;padding:20px;text-decoration:none;transition:border-color .18s,box-shadow .18s,transform .18s;display:flex}.card[hidden]{display:none}.card:hover{box-shadow:var(--shadow);border-color:#b9c6d4;transform:translateY(-2px)}.card-top{justify-content:space-between;align-items:center;margin-bottom:16px;display:flex}.card-icon{background:var(--cream);border:1px solid var(--line);width:38px;height:38px;color:var(--navy);border-radius:9px;place-items:center;display:grid}.card-icon svg{width:19px;height:19px}.card-index{color:#a9b4c1;font-variant-numeric:tabular-nums;font-size:.7rem;font-weight:600}.card h2,.card h3{color:var(--navy);letter-spacing:-.015em;margin:0 0 5px;font-size:1.02rem;font-weight:700}.card p{color:var(--muted);flex:1;margin:0 0 16px;font-size:.9rem;line-height:1.55}.card-link{color:var(--navy-2);align-items:center;gap:5px;margin-top:auto;font-size:.87rem;font-weight:700;text-decoration:none;display:inline-flex}.card-link span{transition:transform .16s}.card:hover .card-link{color:var(--navy);text-underline-offset:3px;text-decoration:underline}.card:hover .card-link span{transform:translate(3px)}a.btn,button.btn{background:var(--navy);color:#fff;border-radius:var(--radius-sm);cursor:pointer;border:0;justify-content:center;align-items:center;gap:8px;padding:11px 18px;font-family:inherit;font-size:.95rem;font-weight:650;text-decoration:none;transition:background .15s,transform .15s;display:inline-flex}a.btn:hover,button.btn:hover{background:var(--navy-2)}a.btn.gold,button.btn.gold{background:var(--gold);color:var(--navy)}a.btn.gold:hover,button.btn.gold:hover{background:#e2a400}.tool{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);align-items:start;gap:20px;padding:40px 0 12px;display:grid}.panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:26px}.panel h1{color:var(--navy);letter-spacing:-.03em;margin:0 0 6px;font-size:clamp(1.5rem,3vw,1.95rem);font-weight:800;line-height:1.15}.panel .sub{color:var(--muted);margin:0 0 18px;font-size:.95rem}label{color:var(--navy);margin:15px 0 5px;font-size:.86rem;font-weight:650;display:block}input,select{border:1px solid var(--line-strong);border-radius:var(--radius-sm);background:var(--paper);width:100%;color:var(--ink);padding:10px 12px;font-family:inherit;font-size:.98rem;transition:border-color .15s,box-shadow .15s}input:hover,select:hover{border-color:#b9c6d4}input:focus,select:focus{border-color:var(--navy-2);outline:none;box-shadow:0 0 0 3px #0a25401a}.hint{color:var(--muted);margin-top:5px;font-size:.775rem;line-height:1.45}.result{border-radius:var(--radius);background:var(--green-soft);border:1px solid #d6e9e0;margin-top:18px;padding:18px}.result .big{color:var(--green);letter-spacing:-.035em;font-variant-numeric:tabular-nums;margin:2px 0 8px;font-size:clamp(1.65rem,3.4vw,2.2rem);font-weight:800;line-height:1.05}.result .row{border-bottom:1px solid #d6e9e0;justify-content:space-between;gap:12px;padding:7px 0;font-size:.925rem;display:flex}.result .row:last-child{border-bottom:0}.result .row b{white-space:nowrap;color:#123c30;font-weight:650}.warn{border-radius:var(--radius-sm);color:#6b5200;background:#fffaf0;border:1px solid #f0e0b8;margin-top:18px;padding:11px 13px 11px 36px;font-size:.82rem;line-height:1.5;position:relative}.warn:before{content:"!";color:#5a4300;background:#f3c64b;border-radius:999px;place-items:center;width:16px;height:16px;font-size:.66rem;font-weight:900;display:grid;position:absolute;top:11px;left:12px}.explain{grid-template-columns:1.18fr .82fr;align-items:start;gap:20px;padding:30px 0 52px;display:grid}.explain h2{color:var(--navy);letter-spacing:-.02em;margin:24px 0 8px;font-size:1.15rem;font-weight:750}.explain h2:first-child{margin-top:0}.explain p,.explain li{color:#3c4b5c;font-size:.95rem}.explain ul,.explain ol{padding-left:20px}.explain li{margin-bottom:5px}.faq details{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:8px;padding:12px 14px}.faq details[open]{border-color:var(--line-strong)}.faq summary{cursor:pointer;color:var(--navy);font-size:.92rem;font-weight:650}.faq p{margin:8px 0 0;font-size:.885rem}.table-wrap{margin-top:14px;overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:.89rem}th,td{border-bottom:1px solid var(--line);text-align:right;white-space:nowrap;padding:9px 11px}th:first-child,td:first-child{text-align:left}th{background:var(--cream);color:var(--navy);font-weight:650}.site-footer{background:var(--navy);color:#b9c7d6;margin-top:20px;padding:40px 0 28px;font-size:.88rem}.site-footer a{color:#e3ebf3;text-decoration:none}.site-footer a:hover{color:var(--gold)}.footer-grid{grid-template-columns:1.5fr 1fr 1fr;gap:28px;display:grid}.footer-grid strong{color:#fff}.footer-col h4{text-transform:uppercase;letter-spacing:.9px;color:#8ea6bd;margin:0 0 10px;font-size:.72rem;font-weight:700}.footer-col a{padding:3px 0;font-size:.86rem;display:block}.disclaimer{color:#8ea6bd;border-top:1px solid #1e3d5b;margin-top:26px;padding-top:18px;font-size:.78rem;line-height:1.55}.page{padding:40px 0 12px}.page h1{color:var(--navy);letter-spacing:-.03em;margin:0 0 8px}.page h2{color:var(--navy);letter-spacing:-.02em;margin-top:26px;font-size:1.18rem}.page p,.page li{color:#3c4b5c}.hero h1,.panel h1,.section-head h2,.explain h2{text-wrap:balance}@media (width<=860px){.tool,.explain{grid-template-columns:1fr}.hero-grid{grid-template-columns:1fr;gap:32px}.hero{padding:44px 0 40px}.hero-copy{max-width:none}.quick-calc{max-width:480px}}@media (width<=700px){.footer-grid{grid-template-columns:1fr;gap:20px}.panel{padding:20px}.nav{gap:0}.nav a{padding:5px 7px;font-size:.82rem}.trust{grid-template-columns:1fr}.hero-trust{gap:14px}.search-box input{font-size:.95rem}.consent{flex-direction:column;align-items:flex-start;bottom:12px;left:12px;right:12px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
